Prudent and Practical

March 11, 2009

A New Way to Find Popular Blogs!

Filed under: fun — Tags: entertainment, online, random, reading — K @ 2:09 AM

I’ve found a great new way to search for blogs!  Alltop calls themselves “an online magazine rack of popular topics.”  You can do a search by typing in what you’re looking for, search for topics alphabetically, or search through their ten umbrella categories.  These categories are: work, health, culture, interests, tech, people, good, news, geos, and sports.  Within each category there are numerous topics.  When you click on a specific topic, you are taken to a page where the top blogs of that topic are listed.  The five most popular articles are listed under each blog.  And when you scroll over them, a box pops up showing you the first paragraph of that article… sweet!

It’s kind of addictive looking through all the different topics and blogs.  For example, I did a search for “eco friendly” which brought up the following topics: Atheist, Environmental, Food, Green, Pets, Travel, Vegan, and Weddings.  Naturally, I click on “Green” and I just have fun looking at all the information!  I love it!

To check it out, visit Alltop.

March 9, 2009

Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have

Filed under: DIY — Tags: crafts, DIY, free, home improvement, projects, saving money — K @ 5:00 AM

frugalfriday 150x112 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have

When we moved into our house three years ago, we acquired a lot of extra wood and screws.  Add to this the plethora of peanut butter, jelly, pickle, marinara, and baby food jars we have lying around.  With a little creativity and only a few tools, I managed to find a solution to both of the above problems.

Tools:

  • Jars – all shapes and sizes are fine (I used a peanut butter jar this time)homestorage 001 225x300 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  • Scrap wood – I used 6″x18″ approximately, but you can choose the size depending on your need
  • Screws – to fit the depth of the wood and also to hang up the storage
  • Hammer
  • Screwdriver

Instructions:

  1. Gather materials.homestorage 002 300x225 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  2. Grab a jar lid and screw.  Hammer the screw threw the center of the lid to poke a hole in it.homestorage 003 300x225 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  3. Place the jar lid where you want to attach it to the wood, then screw the lid onto the wood.homestorage 004 300x225 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  4. Screw the jar onto the lid… voila!  Storage!homestorage 005 300x225 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  5. When adding more lids to the wood, leave an inch or two between them, so you have room to grasp the jars.
  6. This could be decorated and hung on the wall for craft storage.homestorage 006 300x225 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  7. Or hung on the ceiling in the shop.homestorage 007 225x300 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have
  8. I made one and then my husband made one!homestorage 008 300x225 photo Cheap and Easy Tool and Craft Storage Made with Stuff You Already Have

March 6, 2009

How to search multiple cities on Craiglist

Filed under: General,entertainment — Tags: Add new tag, online, saving money — D @ 12:19 PM

Many people know about Craigslist, the online classified ads site.  On Craigslist, people can post jobs, items for sale, just like in your local classified ads in the newspaper all for free. When using craiglist you search by cities to view the different things people have posted. It is a great website for finding both new and used items up for sale at bargain prices.

Unfortunately, one of the biggest and most time consuming aspects of using Craigslist is its native search feature, which is quite limited. When searching for items on Craigslist, users must search each individual city separately.

Say for instance you live in a location between 3 major cities. In order to search for items on Craigslist, you must perform a individual search for each city. You can imagine, this can become frustrating for users

Fortunately, there are website and resources available to help simplify and streamline the searching process on Craiglist.

http://crazedlist.org/

crazedlist 300x148 photo How to search multiple cities on Craiglist

http://www.searchtempest.com/ – ( formerly known as craigshelper.com/ )

search tempest 300x147 photo How to search multiple cities on Craiglist

My personal favorite is searchtempest.com, but both are excellent websites for making the search process in Craigslist more efficient.

Simply type in your zip code, how many miles from your home you want to search, and what your are looking for and these site will return all the results, with the items closest to you showing up first. You can organize you results to fit your needs, such as sort by name or distance from your zip code. Best of all, it shows results from all the cities in the radius you specified.

results 300x148 photo How to search multiple cities on Craiglist

If you would like to stick with the more manual way to search all of Craiglist you can follow the instructions posted here:

http://craigslist-tips.blogspot.com/2007/12/how-to-search-craigslist-multiple.html

With these tools, you now can search for your items easier and more efficiently and find the deals you are looking with justa couple clicks of the mouse.

March 4, 2009

38 Websites that Help You Save Money

Filed under: saving money — Tags: discounts, free, saving money, shopping — K @ 2:23 PM

Gosh, I feel like I’m constantly talking about money lately, but who isn’t?  The following 38 websites will help you save money in a variety of categories.

Deal Trackers, Deal Finders, Discount Sites:

  1. Deal of the Day Tracker – deal of the day site surfs the webs for the best bargains
  2. Slickdeals is a deal finding site.  My husband uses this a lot.
  3. GottaDeal is a great deal finding site.  They’re my favorite for tracking Black Friday deals.  They also have an excellent forum.
  4. Fat Wallet is another favorite deal finder site of my husband’s.
  5. Beat That is another deal finding website.
  6. Frozen Warrior watches prices on Amazon.  It tracks and compares prices and shows a history of old prices (like all time low and high, etc.)
  7. Shop it to Me keeps track of your favorite clothing and accessory designers and then notifies you of the lowest prices online.
  8. Big Words – search tool that delivers consistent savings by keeping track of around 100 book retailers and renters world-wide.
  9. Ebates gets paid a commission when someone purchases a product through their site.  They then pass part of the commission on to you, resulting in a discount.
  10. Woot sells only one item per day, but at a huge discount.
  11. FreeCycle is a great site for getting and giving free items near you.
  12. Google the name of a store and often you’ll find a coupon code to enter at checkout. You can save 10% to 20% or more on the total order or maybe get free shipping.

Coupons:

  1. Retail Me Not – get access to more than 100,00 store coupons, online savings codes and shopping tips.
  2. Coupon Cabin is a decent site for coupons.
  3. Ultimate Coupons is another site for coupons.
  4. Restaurants.com – purchase a $25 gift card for only $10.


Medical (for humans and animals):

  1. Pharmacy Checker is a prescription price comparing site.
  2. Medical Guide.org is the Consumer Reports free search for prescription drug prices.
  3. Pet Insurance Review – compare plans from all the major pet-insurance providers and get customer reviews and ratings
  4. 1800 Pet Meds – prescriptions for your pets at low prices.


Misc. Financial:

  1. UPromise deposits money into a college savings account when you purchase certain items.
  2. Bill Shrink finds you a better deal on your cell phone or credit card after you enter in what you’re spending on those categories.
  3. Smart Hippo is a site that finds and compares mortgage rates for you.
  4. Covestor is a portfolio sharing service for proven self-investors and for those wishing to track them, according to their website.
  5. Over My Minutes alerts you when you’re about to run over your allotted cell phone minutes.
  6. Smarty Pig is a site that allows you to set up “goal” accounts.  They withdraw a certain amount out of your checking account each month and put it into a special account.
  7. My Check Free is your personal online payment center – it helps you pay your bills on time!

Travel:

  1. Kayak – searches through more than 140 sources for best airfares, hotel rates and vacation packages.
  2. Last Minute – book your whole trip just days or hours before… some of the sweetest deals pop up at the last minute.

Some excellent blogs and resources:

  1. Cheapskate Monthly/Debt Proof Living is my mom’s favorite site.  The author of the site is also well known for her Debt Proof Living books.
  2. Millionaire Mommy Next Door is my favorite site because the author inspires me.
  3. Dave Ramsey is a favorite site among some of my friends.
  4. Home Economiser sells subscriptions of their newsletter – they’ve been named “America’s Cheapest Family.”
  5. All Things Frugal covers many different topics on living a frugal life.
  6. Stretcher.com explains how to stretch your dollar.
  7. The Budget Decorator shows you how to decorate your home frugally by being creative.
  8. Frugal Living is About.com’s saving money area.
  9. Better Budgeting covers different aspects of frugal living.

March 2, 2009

Save Money on Food Right Now! Eating on the Cheap…

Filed under: food — Tags: bargains, discounts, eating out, entertainment, food, kitchen, meal, restaurants, save, save money, shopping — K @ 11:12 PM

I woke up and had my daily tea this morning while reading the news headlines on Yahoo.  I clicked on a video labeled “Grandma’s Great Depression tricks to save in the kitchen.”  Intrigued, the celebrity-chef Emeril tried her recipes.

His verdict… they work and are tasty!  It’s very interesting to see all the different ways you can use cheap and basic staples such as potatoes and pasta.  So, now I’m getting addicted and I just can’t stop watching the videos!  Check out Depression Cooking with Clara.  She’s also on YouTube.

  1. Stop eating out and you could save $300-$600 per month!
  2. If you decide to eat out, use coupons.  Fazoli’s website offers a buy one get one free offer every week.  I also just received a coupon for a free sandwich from Arby’s last week.  Coupons can be found online, through Val-Pak, Hot Coupons, the 2009 Entertainment book, through the weekly Shopper/PennySaver, and through your city’s Sunday newspaper.
  3. Another way to save when eating out is to share a meal.  Meal portion sizes have increased exponentially over the past few decades.  My mother in law’s favorite thing to do when visiting Texas Roadhouse is this: one person orders a meal and the second person orders the veggie platter for $8 – they eat more nutritiously and save a little money by sharing.  Otherwise, order one meal and split it.
  4. This tip requires a little work… eat less!  By eating less (and hopefully working out), you’ll save money on groceries.  You’ll also save money by not purchasing pre-made foods, because you’ll want to eat more fresh foods.
  5. Avoid (potentially) expensive, un-nutritious highly processed foods.
  6. Stick to the basics: make a grocery list and don’t stray from it, only buy items that you need, don’t buy items just because they’re cheap or on sale if you don’t need them, make a budget and stick to it – my mom does this by taking a set amount of cash to buy groceries, compare prices at different grocery stores.  Sometimes grocery stores will honor other store’s ad prices and coupons.
  7. Check out my list of birthday freebies.  Many of those restaurants also send you offers throughout the year.
  8. You may be able to find some of your favorite food items at discount stores such as Dollar General, Big Lots, and bakery outlet stores.  Also check out surplus stores, including army surplus.  I’ve been to a few that sell almost expired canned goods and other non-perishables, such as powdered mixes, cookies, and gummy snacks at deep discounts.
  9. Buy in bulk through stores such as Costco and Sam’s ClubBulkFoods carries obviously foods in bulk – the downside is that you have to pay shipping.  I’ve purchased items cheaper than BulkFoods prices at a local Mennonite grocery store, so be sure to check out local bulk food stores too.  eBay also carries food products.
  10. Buying in bulk allows you to make more of a meal so that you can reuse the ingredients.  For example, if you make a turkey, use the leftovers to make turkey soup or a turkey pie.
  11. When thinking of shopping locally, consider farmer’s markets and family farms or co-ops.  Local Harvest has an extensive listing.
  12. If you eat a lot of natural foods, consider “living off the grid” or being “self sufficient.”  There are some great books out there for this.  Chickens are extremely cost efficient – they don’t eat much, and you can get both meat and eggs from them.  Check out your local ordinance as they are allowed in many residential areas (even Chicago).  Check out Backyard Chickens for more information.
  13. Store brands are often much cheaper than more well known name brands, and usually taste the same.
  14. Do a little research to figure out when your local grocer marks down meat and baked goods.  In our town, the meat is marked down first thing in the morning and baked goods in the evening.
  15. Eat cheap foods such as sardines, brown rice, old fashioned oatmeal, whole grain pasta, legumes/beans, and nuts and peanut butter, cabbage, kale, apples, cheaper cuts of beef shanks, protein powder is a cheap alternative to protein from meat, whole chicken, eggs are also a cheaper version of protein, broccoli, watermelon, squash, spinach

Some excellent websites:

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