Prudent and Practical

September 29, 2009

3 Ways to Make Money Driving

Filed under: Featured,money — Tags: job, money, saving money — K @ 8:51 PM

Recently I ran across an interesting car question on a forum I frequently visit.  I got to wondering how you can make money by driving.  Some of these options use your own car, others don’t.mercedes car wheel 300x199 photo 3 Ways to Make Money Driving

1 – Be an Independent Contractor. Here I’m talking specifically about being an errand runner.  You can do small jobs for the elderly, new moms, and busy people.  Jobs might be getting groceries, going to the post office, or delivering items around town.

2 – A new concept to me is having your car wrapped.  The company puts a high quality removable advertisement over your entire car.  One company that does this is Car Wraps.  There are quite a few other sites that offer this, so do your research before applying.  It may take days or months to get picked.  Some clients are picky about the size and type of car  that will bear their ad while others require you to drive a certain number of miles.  If you have a unique automobile, drive a lot, and live in a big city, you have a better chance of getting picked.  The ad may need to be on your car from a couple months to a couple years and you can get paid up to $900 per month!  Like mystery shopping, do not pay a site to give you a list of companies.

Of the five companies, I only found Better Business Bureau reports for two of them.

There are three directories that apparently list smaller, regional car wrap companies.  I’m leery of paying for directory listings since I’ve been scammed before, so I have not paid to check them out.

3 – A way to make money driving is to be a test driver for car dealerships.  I first read about this on Centsible.net.  You can make $25-$50, usually in the form of gift cards, per drive.  I signed up for a couple companies newsletters and haven’t heard anything in over one year, but I do live in a smaller town.  According to Centsible:

You will need to get on the mailing lists of these car manufacturers, and read what they send you! Be sure to enter all competitions put on by these automobile manufacturers, and keep up to date on our forums. We have two boards on test driving: one where you can sign up online for test drives, the other where you can get a heads up on offers that are arriving in the mail.

Bonus -  This last idea is not a money making idea but a money saving idea.  I still  have not fixed my car.  D’s parents mentioned recently that if we’re not driving it, to shut the insurance off until we decide to start using it again.  This would save us approximately $40 per month.  I wish I would have known about this before as we could have saved almost $200 by now.  Since mystery shopping has slowed down with the economy, I only use D’s car for the big jobs once or twice per month, so being a one car household is currently working for us.  I left a message for my insurance agent, so I’ll let you know what they say when I hear back.

I hope I’ve opened your eyes a little and given you some ideas on how to put some extra cash in your pockets.  If you have other ideas not listed here or opinions, I’d love to hear from you!

Photo courtesy of Free Digital Photos.

September 25, 2009

Bacon Potato Soup for Your Man

Filed under: food — Tags: food, meal, projects — K @ 3:36 AM

When your husband is out finishing a project like this…

swing photo Bacon Potato Soup for Your Man

firepit photo Bacon Potato Soup for Your Man

and this (yep, that’s a new header in progress)… and asks for a hearty soup for dinner, full of his favorites, I make him this…

Baked Potato Soup

Ingredients

  1. 4 large Baking Potatoes
  2. 2/3 cup Butter
  3. 12 slices Bacon, cooked and crumbled
  4. 2/3 cup Flour
  5. 1-1/4 cup grated Cheddar Cheese
  6. 6 cups Milk
  7. 8 ounces Sour Cream

Instructions

  • Bake potatoes. Cool. Scoop out pulp and set aside. Discard/compost skins.
  • Melt butter over low heat and add flour.
  • Add milk, heat and stir until thick.
  • Add potato pulp, salt, pepper, 2 tablespoons of green onion, 1/2 cup of crumbled bacon and 1 cup cheese.
  • Cook until thoroughly heated; stir in sour cream and heat through.
  • Serve with remaining green onions, bacon and 1/4 cup cheese as garnish.

bacon potato soup photo Bacon Potato Soup for Your Man

This recipe was slightly altered from the original at the Potato Soup Recipe website.  There are quite a few variations of potato soup there!  If you really need some veggies in your soup, you can add the 4 scallions back in.  Our grocery store was selling a 15 pound bag of potatoes for $3, so I took advantage of the deal.  Another variation I made since I had so many potatoes was that I added more to the recipe.  I left some of the potato as chunks instead of making it completely smooth (that just doesn’t seem right for potato soup) and it tasted wonderful.  D thought so too – we had quite a bit left over which he took to work the rest of the week.  No, I’m not like that!  I offered other things to take for lunch but he wanted the soup. :-)

We might need some help finishing off these potatoes.  Do you have a favorite potato recipe that we can use?

Next week I’ll show you three different ways to use up butternut squash so make sure to stop back!  In the meantime, you can also check out some more recipes here and here.  Also be sure to check out the websites below.

I’m happy to share this article with…

September 18, 2009

From Milk to Greek Yogurt to Frozen Yogurt

Filed under: Headline,food — Tags: food, natural, projects — K @ 5:15 AM


I’m proud to share this article with…

Lately I’ve been on the search for some good crockpot recipes, you know, besides, pot roast.  Imagine how delighted and excited I was when I found that someone has used their crockpot for making yogurt!  I haven’t figured out how to deal with and purchase live cultures online, so I just purchased a container of yogurt (aka: starter) on my next shopping trip.  Since it’s the weekend and you may have some time on your hands or inquisitive kids, I’m going to teach you how to go from milk all the way to frozen yogurt.

Turn Milk into Yogurt

Supplies

  • 4 quart crockpot
  • A few large towels
  • 1/2 gallon milk – regular or raw, whole or low-fat
  • 1 packet gelatin, arrowroot, or agar – it is suggested as a thickener if you use a lower fat milk
  • 1/2 cup plain yogurt

Instructions

  • Pour 1/2 gallon of milk into the crockpot/slow cooker
  • yogurt milk in crockpot 300x225 photo From Milk to Greek Yogurt to Frozen Yogurt
  • Cook on low for 2.5 hours
  • Unplug and let it set for 3 hours
  • (At this point I check the temperature.  The optimum temp for yogurt cultures is 108-112 degrees F.)
  • Scoop out 2 cups warm milk and pour into a dish.  Add the 1/2 cup yogurt and mix well.
  • Adding the starter yogurt
  • Add back into crockpot.  Stir the mixture into the rest of the warm milk.
  • Cooking the yogurt
  • Wrap the crockpot with towels and leave overnight or 8 hours.
  • Wrapping part 1

Wrapping part 2

Completely wrapped crockpot

  • In the morning you’ll have yogurt!  (NOTE:  It’s quite a bit thinner than what you get at the store.)

Mmmm - yogurt!

You can enjoy the yogurt as it is or add in fruit.  I like to stir honey into mine.  Or you can go a step further…

Yogurt, berries, and honey for breakfast

Turn Yogurt into Greek Yogurt

This is actually quite easy! Next, you’ll learn how to make delicious, thick Greek Yogurt.

Supplies

  • Cheesecloth (a couple layers)
  • Colander
  • Medium Bowl

Instructions

  • Place the colander onto the medium bowl.
  • Line the colander with the layered cheesecloth.
  • Pour the yogurt into the lined colander.
  • Straining the yogurt
  • Let it set on the counter or in the fridge.  Overnight the yogurt will separate.  The whey will drip into the bowl leaving thick and creamy Greek yogurt in the colander for you in the morning.

Whey!

Greek yogurt!

This is delicious stuff!  But yet, you can take it a step further.  You can use the whey for baking and even making lemonade.  You can also use the Greek yogurt to make wonderfully tart frozen yogurt!

Turn Greek Yogurt into Frozen Yogurt

Supplies

  • Ice cream maker (at least 1 quart capacity)
  • Mixing bowl
  • 3 cups Greek yogurt (this is approximately 6 cups un-strained yogurt)
  • 3/4 cup sugar
  • 1 teaspoon vanilla (optional)

Instructions

  • Mix together yogurt, sugar, and vanilla in mixing bowl.  Stir until sugar is dissolved.
  • Refrigerate 1 hour.
  • Freeze in an ice cream maker according to manufacturer’s instructions.

Finally done! Frozen yogurt topped with strawberries

Last step: Sit down and enjoy a delicious bowl of frozen yogurt that contains no high fructose corn syrup or un-pronounceable ingredients.  You deserve it!

September 15, 2009

Visiting Hiawatha’s Market and Bass Farms

Filed under: fun — Tags: cedar rapids, gardening, random, review, sales — K @ 1:00 AM

Sunday Farmer’s Market

The concert weekend was topped off with some great time alone with Mom and Dad.  After having breakfast at Perkin’s, we visited Hiawatha’s Sunday Farmer’s Market where I bought a package of beef brats.  It was $8 for 2 pounds (8 brats).  This isn’t much more expensive than what the regional grocer sells and  it’s locally grown at Heritage Point Farm in Center Point, Iowa.

Before the crazy wind started knocking tents over, I managed to talk to one of the guys from Creative StoneWerx.  They engrave collegiate symbols, names, and addresses on Indiana limestone.  An Iowa State engraved stone would be a wonderful Christmas gift for D, so I got their business card.

The farmer’s market is at a park in Hiawatha.  If you’re coming from Edgewood Road, turn East onto Blairs Ferry Road.  Keep an eye out for signs on the left (north) side of the road.

Bass Farms

Mom and Dad have been telling me about Bass Farms.  “Oh my gosh!  You have to see this place!”  So they drove me out there.  The owner is a 24 year-old local.

What I liked: It’s all nice, new, and shiny.  I like that someone is taking a risk with an operation like this near Cedar Rapids and the owner’s were quite friendly.  I liked the watermelon and the green pepper I bought.  The texture of the watermelon and the aroma of the pepper were unlike anything you can get at the store.

What I didn’t like: The overuse of a gas-guzzling gator to bring produce up a short distance from the field.  A Gothic arch greenhouse, a brand spanking new shed, and many acres of land outside of a metropolitan area = a lot of money was sunk into this place.  Premium fruits and veggies are hauled in from Chicago.  “Premium” meaning tropical fruits and more cultivars of produce he already sells.  The tomatoes I purchased, one from the farm and one premium, were not exciting.

Bottom line: I’m not sure yet.  I hope that Cedar Rapidian’s will be open to something new like this.  Organic products are still a new concept in the Midwest and Bass Farms is filling the organic produce void in the Cedar Rapids area.  I’m interested in seeing how things unfold with this place and I’d love to give it a second-chance visit next year.

Bass Farms is located along Highway 30 across from Palisades-Kepler State Park.

The Mansion in the Middle of Town

Every time I’m in Cedar Rapids, I drive past an interesting home.  It’s along the drive between D’s parent’s home and my parent’s home.  The story goes: a man won the lottery.  He built his home and then attached a Mother-in-Law’s “suite” on the right side of the house and then built his sister a home right next door.  Nobody I know likes it.  You can click on the photos below for a bigger version.  I even took a shot of their typical neighbor’s home to show you how out of place this house really is.  It looks like an office building amidst a residential area.  It’s even creepier at night.  They installed security lights all around the house right under the eave.  There is absolutely no backyard.  If I won the lottery, my house would not be entirely brick with big-box-retailer retaining wall blocks in the front, nor would it be in the middle of town in the middle of houses one-third the size.  It’s sad.  The short street only has about six other homes besides the mansion – two of them are for sale.  My guess is that it is not because of the recession.  The house has now been in build-mode for the past year.  Every time I visit home, I think something will look different on it.  Alas, the windows are still frosted over and no signs of life exist.  At the intersection of O Avenue and Edgewood Road Northwest, go west.  You can’t miss it.

If you’re around Cedar Rapids, stop at these places.  I’d love to hear what you think!


September 12, 2009

$100 Home Depot Gift Card Giveaway

Filed under: fun — K @ 1:00 AM

Home Depot has sponsored One Project Closer’s September’s giveaway.  That means a $100 Home Depot gift card is up for grabs!  The gift card can be used on Home Depot.com or at your local store.

THIS ENDS AT 11:59PM EST September 30, 2009!  So get over there and enter!

Home Depot Gift CardsI would love to win this.  We are currently looking for basement carpet and this would help defray the costs.  It would cost us $139 to get HD to drive all the way here (60 miles one way) to measure and install it versus $4.50-$5.00 per yard (at least $280) for a local contractor to install it.

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