Prudent and Practical

September 29, 2009

3 Ways to Make Money Driving

Filed under: Featured,money — Tags: job, money, saving money — K @ 8:51 PM

Recently I ran across an interesting car question on a forum I frequently visit.  I got to wondering how you can make money by driving.  Some of these options use your own car, others don’t.mercedes car wheel 300x199 photo 3 Ways to Make Money Driving

1 – Be an Independent Contractor. Here I’m talking specifically about being an errand runner.  You can do small jobs for the elderly, new moms, and busy people.  Jobs might be getting groceries, going to the post office, or delivering items around town.

2 – A new concept to me is having your car wrapped.  The company puts a high quality removable advertisement over your entire car.  One company that does this is Car Wraps.  There are quite a few other sites that offer this, so do your research before applying.  It may take days or months to get picked.  Some clients are picky about the size and type of car  that will bear their ad while others require you to drive a certain number of miles.  If you have a unique automobile, drive a lot, and live in a big city, you have a better chance of getting picked.  The ad may need to be on your car from a couple months to a couple years and you can get paid up to $900 per month!  Like mystery shopping, do not pay a site to give you a list of companies.

Of the five companies, I only found Better Business Bureau reports for two of them.

There are three directories that apparently list smaller, regional car wrap companies.  I’m leery of paying for directory listings since I’ve been scammed before, so I have not paid to check them out.

3 – A way to make money driving is to be a test driver for car dealerships.  I first read about this on Centsible.net.  You can make $25-$50, usually in the form of gift cards, per drive.  I signed up for a couple companies newsletters and haven’t heard anything in over one year, but I do live in a smaller town.  According to Centsible:

You will need to get on the mailing lists of these car manufacturers, and read what they send you! Be sure to enter all competitions put on by these automobile manufacturers, and keep up to date on our forums. We have two boards on test driving: one where you can sign up online for test drives, the other where you can get a heads up on offers that are arriving in the mail.

Bonus -  This last idea is not a money making idea but a money saving idea.  I still  have not fixed my car.  D’s parents mentioned recently that if we’re not driving it, to shut the insurance off until we decide to start using it again.  This would save us approximately $40 per month.  I wish I would have known about this before as we could have saved almost $200 by now.  Since mystery shopping has slowed down with the economy, I only use D’s car for the big jobs once or twice per month, so being a one car household is currently working for us.  I left a message for my insurance agent, so I’ll let you know what they say when I hear back.

I hope I’ve opened your eyes a little and given you some ideas on how to put some extra cash in your pockets.  If you have other ideas not listed here or opinions, I’d love to hear from you!

Photo courtesy of Free Digital Photos.

June 23, 2009

Easy Ways to Reduce Unwanted Mail

Filed under: Featured — Tags: manage, online, random, reading — K @ 9:48 PM
NEW YORK - MAY 20:  In this photo illustration...
Image by Getty Images via Daylife

When I went to retrieve the mail today, I could hardly get it all out of the mailbox.  A small sample that I had requested had finally showed up, but that wasn’t the problem.  Five magazines and catalogs were jammed in there.  That’s enough.  I’m tired of getting coupons and offers that are enticing me to spend money on things I don’t need!  The ones that immediately come to mind are AmericanTV, Guitar Center, Home Decorator’s Collection, Country Curtains, and JCPenney.

I went to Catalog Choice and let these companies know that I don’t want their mailings.  They do the hard work for you and the service is free.  Currently there are 1,138 merchants that participate in the program.  If a company does not participate, Catalog Choice tells you know how to contact the company directly.

If you’re worried about missing out on your favorite products and deals, there’s also an option to search through a few iCatalogs – catalogs available on the Catalog Choice website.

So then what do you do about unwanted credit card offers?  These guys usually send you a postage-paid envelope.  I’ve read about someone who sends back the envelope with nothing in it or a note to stop sending mail.  Some companies will stop after you send back the first envelope, while others will take a few empty envelopes to get the point across.

So go check out the site.  Send back some envelopes.  Get rid of some mail so you don’t have to keep throwing it away and wasting your time reading it.

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March 13, 2009

Designer Burp Cloths Too Expensive? Not anymore!

Filed under: Featured — Tags: crafts, DIY, projects, save, shopping — K @ 3:01 PM

I was bored one evening and looking for something to make.  Wandering around on the internet, I randomly cam across a tutorial on how to make burp cloths or burp rags.  This project is not only quick and easy, but inexpensive too!  This is a good project for those wanting designer-look baby burp cloths – you get to pick out the fabric that you like.  Thank to Heather at Make it from Scratch for the wonderful idea and tutorial!

I used two different prints to make the rags.  I bought one yard of each type.  The baby flannel goes on sale at Jo-Ann’s Fabrics sometimes, so I purchased two yards at about $2.50 per yard.  Two yards will easily make six burp cloths.

So… I spent $5 on materials and got 6 burp cloths for a total of $0.83 per cloth.  I used thread that I already had on hand.

To do a comparison:

  • Sew them yourself – set of 6 – $5.00
  • Amazon.com – set of 3 – $5.00
  • Gerber at Toys ‘R’ Us – set of 4 – $8.00
  • Organic at Target – set of 2 – $10.00
  • Neiman Marcus – set of 2 – $26.00

Tools:

  • Sewing machine and thread
  • Scissors
  • Drinking glass (to round the corners)
  • 2 yards coordinating fabric (washed, dried, and ironed)
  • Note: A long, sturdy straight edge, cutting mat, and rotary cutter definitely help!

Instructions:

  1. Make a template – tape two pieces of printer paper together to make an 11″x17″ sheet.Template
  2. Lay the fabric on your work surface with designed/right sides together.
  3. Use the template to cut out 6 sets of fabric.
  4. Place a drinking glass on each of the corners, mark, and cut to create curved corners.homestorage 0051 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!
  5. Pin and sew, leaving about a 4″ opening for turning out.homestorage 0071 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!
  6. Clip the corners.  Turn out.  Fold the opening neatly and press (this helps me with the next step). homestorage 013 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!
  7. Sew a scant seam allowance around the entire edge, closing the 4″ opening.
  8. Trim ends and press again if desired.
  9. Done!

homestorage 015 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!

Variations!!!

I ran into a couple different variations online.  I am not a mom yet – I have one niece who lives two hours away – and I’m learning that spit up just rolls right off the flannel instead of getting absorbed into it.

January 7, 2009

Great Bargains and Freebies for Your Birthday

Filed under: Featured — Tags: bargains, birthday, free, holidays, meal, money, restaurants, save — K @ 6:07 PM

There’s only one month between the two largest holidays of the year. Cram into that time winter weather and car repairs, the bad economy, and for my family, two anniversaries and two birthdays, with three more birthdays the month after Christmas, and you have a catastrophic monetary disaster!  However, there are ways to lessen the impact of all the special days.

Every birthday guy or gal in my family is showered with gifts, cards, a special dinner, and a professional cake – that’s the way it’s been since I was little. Now that I’m married and have to deal with purchasing these things myself, I’ve come up with some ways to cut costs.

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December 24, 2008

Hand Towel Beach Bag

Filed under: Featured — Tags: crafts, DIY — K @ 2:45 PM

With Christmas finally here, I decided to write an instructional craft post. With all the stress of the holidays and trying to mesh schedules to see everybody while we’re back home, I wanted some me-time! In an episode last spring, Martha Stewart made a bag out of a towel. One can never have enough bags… you can use them for light groceries, going to the beach, or for carrying your latest knitting project! They’re relatively easy to make and don’t take too long – and I’m a slow crafter! Once you have the material washed, dried, and ironed, it only took me about 45 minutes.

You can see the original instructions and forum on Martha’s website.  Unlike those instructions, I have included photos of the process!  You can also click on the photos to see a blown-up version.

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