Prudent and Practical

There’s only one month between the two largest holidays of the year. Cram into that time winter weather and car repairs, the bad economy, and for my family, two anniversaries and two birthdays, with three more birthdays the month after Christmas, and you have a catastrophic monetary disaster!  However, there are ways to lessen the impact of all the special days.

Every birthday guy or gal in my family is showered with gifts, cards, a special dinner, and a professional cake – that’s the way it’s been since I was little. Now that I’m married and have to deal with purchasing these things myself, I’ve come up with some ways to cut costs.

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