Prudent and Practical

March 13, 2009

Designer Burp Cloths Too Expensive? Not anymore!

Filed under: Featured — Tags: crafts, DIY, projects, save, shopping — K @ 3:01 PM

I was bored one evening and looking for something to make.  Wandering around on the internet, I randomly cam across a tutorial on how to make burp cloths or burp rags.  This project is not only quick and easy, but inexpensive too!  This is a good project for those wanting designer-look baby burp cloths – you get to pick out the fabric that you like.  Thank to Heather at Make it from Scratch for the wonderful idea and tutorial!

I used two different prints to make the rags.  I bought one yard of each type.  The baby flannel goes on sale at Jo-Ann’s Fabrics sometimes, so I purchased two yards at about $2.50 per yard.  Two yards will easily make six burp cloths.

So… I spent $5 on materials and got 6 burp cloths for a total of $0.83 per cloth.  I used thread that I already had on hand.

To do a comparison:

  • Sew them yourself – set of 6 – $5.00
  • Amazon.com – set of 3 – $5.00
  • Gerber at Toys ‘R’ Us – set of 4 – $8.00
  • Organic at Target – set of 2 – $10.00
  • Neiman Marcus – set of 2 – $26.00

Tools:

  • Sewing machine and thread
  • Scissors
  • Drinking glass (to round the corners)
  • 2 yards coordinating fabric (washed, dried, and ironed)
  • Note: A long, sturdy straight edge, cutting mat, and rotary cutter definitely help!

Instructions:

  1. Make a template – tape two pieces of printer paper together to make an 11″x17″ sheet.Template
  2. Lay the fabric on your work surface with designed/right sides together.
  3. Use the template to cut out 6 sets of fabric.
  4. Place a drinking glass on each of the corners, mark, and cut to create curved corners.homestorage 0051 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!
  5. Pin and sew, leaving about a 4″ opening for turning out.homestorage 0071 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!
  6. Clip the corners.  Turn out.  Fold the opening neatly and press (this helps me with the next step). homestorage 013 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!
  7. Sew a scant seam allowance around the entire edge, closing the 4″ opening.
  8. Trim ends and press again if desired.
  9. Done!

homestorage 015 300x225 photo Designer Burp Cloths Too Expensive?  Not anymore!

Variations!!!

I ran into a couple different variations online.  I am not a mom yet – I have one niece who lives two hours away – and I’m learning that spit up just rolls right off the flannel instead of getting absorbed into it.

March 4, 2009

38 Websites that Help You Save Money

Filed under: saving money — Tags: discounts, free, saving money, shopping — K @ 2:23 PM

Gosh, I feel like I’m constantly talking about money lately, but who isn’t?  The following 38 websites will help you save money in a variety of categories.

Deal Trackers, Deal Finders, Discount Sites:

  1. Deal of the Day Tracker – deal of the day site surfs the webs for the best bargains
  2. Slickdeals is a deal finding site.  My husband uses this a lot.
  3. GottaDeal is a great deal finding site.  They’re my favorite for tracking Black Friday deals.  They also have an excellent forum.
  4. Fat Wallet is another favorite deal finder site of my husband’s.
  5. Beat That is another deal finding website.
  6. Frozen Warrior watches prices on Amazon.  It tracks and compares prices and shows a history of old prices (like all time low and high, etc.)
  7. Shop it to Me keeps track of your favorite clothing and accessory designers and then notifies you of the lowest prices online.
  8. Big Words – search tool that delivers consistent savings by keeping track of around 100 book retailers and renters world-wide.
  9. Ebates gets paid a commission when someone purchases a product through their site.  They then pass part of the commission on to you, resulting in a discount.
  10. Woot sells only one item per day, but at a huge discount.
  11. FreeCycle is a great site for getting and giving free items near you.
  12. Google the name of a store and often you’ll find a coupon code to enter at checkout. You can save 10% to 20% or more on the total order or maybe get free shipping.

Coupons:

  1. Retail Me Not – get access to more than 100,00 store coupons, online savings codes and shopping tips.
  2. Coupon Cabin is a decent site for coupons.
  3. Ultimate Coupons is another site for coupons.
  4. Restaurants.com – purchase a $25 gift card for only $10.


Medical (for humans and animals):

  1. Pharmacy Checker is a prescription price comparing site.
  2. Medical Guide.org is the Consumer Reports free search for prescription drug prices.
  3. Pet Insurance Review – compare plans from all the major pet-insurance providers and get customer reviews and ratings
  4. 1800 Pet Meds – prescriptions for your pets at low prices.


Misc. Financial:

  1. UPromise deposits money into a college savings account when you purchase certain items.
  2. Bill Shrink finds you a better deal on your cell phone or credit card after you enter in what you’re spending on those categories.
  3. Smart Hippo is a site that finds and compares mortgage rates for you.
  4. Covestor is a portfolio sharing service for proven self-investors and for those wishing to track them, according to their website.
  5. Over My Minutes alerts you when you’re about to run over your allotted cell phone minutes.
  6. Smarty Pig is a site that allows you to set up “goal” accounts.  They withdraw a certain amount out of your checking account each month and put it into a special account.
  7. My Check Free is your personal online payment center – it helps you pay your bills on time!

Travel:

  1. Kayak – searches through more than 140 sources for best airfares, hotel rates and vacation packages.
  2. Last Minute – book your whole trip just days or hours before… some of the sweetest deals pop up at the last minute.

Some excellent blogs and resources:

  1. Cheapskate Monthly/Debt Proof Living is my mom’s favorite site.  The author of the site is also well known for her Debt Proof Living books.
  2. Millionaire Mommy Next Door is my favorite site because the author inspires me.
  3. Dave Ramsey is a favorite site among some of my friends.
  4. Home Economiser sells subscriptions of their newsletter – they’ve been named “America’s Cheapest Family.”
  5. All Things Frugal covers many different topics on living a frugal life.
  6. Stretcher.com explains how to stretch your dollar.
  7. The Budget Decorator shows you how to decorate your home frugally by being creative.
  8. Frugal Living is About.com’s saving money area.
  9. Better Budgeting covers different aspects of frugal living.

March 2, 2009

Save Money on Food Right Now! Eating on the Cheap…

Filed under: food — Tags: bargains, discounts, eating out, entertainment, food, kitchen, meal, restaurants, save, save money, shopping — K @ 11:12 PM

I woke up and had my daily tea this morning while reading the news headlines on Yahoo.  I clicked on a video labeled “Grandma’s Great Depression tricks to save in the kitchen.”  Intrigued, the celebrity-chef Emeril tried her recipes.

His verdict… they work and are tasty!  It’s very interesting to see all the different ways you can use cheap and basic staples such as potatoes and pasta.  So, now I’m getting addicted and I just can’t stop watching the videos!  Check out Depression Cooking with Clara.  She’s also on YouTube.

  1. Stop eating out and you could save $300-$600 per month!
  2. If you decide to eat out, use coupons.  Fazoli’s website offers a buy one get one free offer every week.  I also just received a coupon for a free sandwich from Arby’s last week.  Coupons can be found online, through Val-Pak, Hot Coupons, the 2009 Entertainment book, through the weekly Shopper/PennySaver, and through your city’s Sunday newspaper.
  3. Another way to save when eating out is to share a meal.  Meal portion sizes have increased exponentially over the past few decades.  My mother in law’s favorite thing to do when visiting Texas Roadhouse is this: one person orders a meal and the second person orders the veggie platter for $8 – they eat more nutritiously and save a little money by sharing.  Otherwise, order one meal and split it.
  4. This tip requires a little work… eat less!  By eating less (and hopefully working out), you’ll save money on groceries.  You’ll also save money by not purchasing pre-made foods, because you’ll want to eat more fresh foods.
  5. Avoid (potentially) expensive, un-nutritious highly processed foods.
  6. Stick to the basics: make a grocery list and don’t stray from it, only buy items that you need, don’t buy items just because they’re cheap or on sale if you don’t need them, make a budget and stick to it – my mom does this by taking a set amount of cash to buy groceries, compare prices at different grocery stores.  Sometimes grocery stores will honor other store’s ad prices and coupons.
  7. Check out my list of birthday freebies.  Many of those restaurants also send you offers throughout the year.
  8. You may be able to find some of your favorite food items at discount stores such as Dollar General, Big Lots, and bakery outlet stores.  Also check out surplus stores, including army surplus.  I’ve been to a few that sell almost expired canned goods and other non-perishables, such as powdered mixes, cookies, and gummy snacks at deep discounts.
  9. Buy in bulk through stores such as Costco and Sam’s ClubBulkFoods carries obviously foods in bulk – the downside is that you have to pay shipping.  I’ve purchased items cheaper than BulkFoods prices at a local Mennonite grocery store, so be sure to check out local bulk food stores too.  eBay also carries food products.
  10. Buying in bulk allows you to make more of a meal so that you can reuse the ingredients.  For example, if you make a turkey, use the leftovers to make turkey soup or a turkey pie.
  11. When thinking of shopping locally, consider farmer’s markets and family farms or co-ops.  Local Harvest has an extensive listing.
  12. If you eat a lot of natural foods, consider “living off the grid” or being “self sufficient.”  There are some great books out there for this.  Chickens are extremely cost efficient – they don’t eat much, and you can get both meat and eggs from them.  Check out your local ordinance as they are allowed in many residential areas (even Chicago).  Check out Backyard Chickens for more information.
  13. Store brands are often much cheaper than more well known name brands, and usually taste the same.
  14. Do a little research to figure out when your local grocer marks down meat and baked goods.  In our town, the meat is marked down first thing in the morning and baked goods in the evening.
  15. Eat cheap foods such as sardines, brown rice, old fashioned oatmeal, whole grain pasta, legumes/beans, and nuts and peanut butter, cabbage, kale, apples, cheaper cuts of beef shanks, protein powder is a cheap alternative to protein from meat, whole chicken, eggs are also a cheaper version of protein, broccoli, watermelon, squash, spinach

Some excellent websites:

February 23, 2009

Simple Ways to Save Money

Filed under: saving money — Tags: bargains, Black Friday, discounts, food, money, saving money, shopping — K @ 11:38 PM

According to this Yahoo Finance article, there are a few simple ways to save money. If you eat at home instead of eating out, you could save $300 to $600 per year!  Use coupons when you shop or try negotiating.

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January 16, 2009

Beware of Bankrupting Businesses

Filed under: saving money — Tags: discounts, saving money, shopping — K @ 9:10 PM

With the currently less-than-stellar economy, Circuit City has finally called it quits.  They had filed for bankruptcy protection back in November, but now have hired liquidators to sell off all their remaining merchandise.  They will close the rest of their stores, leaving over 30,000 people jobless.

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